spruce bank mobile deposit

And, for a limited time, you'll get a $50 bonus when you receive qualifying direct deposits.Here's how Spruce can help you be good with money:- No sign-up fees, no monthly fees, no credit check, and no minimum balance required. Void where prohibited. how about NO !! The Spruce Savings Account may be ideal if you're looking for unique savings features. * Get started See bonus details Spruce fintech platform is built by H&R Block, which is not a bank. Most state programs available in January; software release dates vary by state. Member FDIC, provides the financial know-how that many Americans urgently need. Federal pricing will vary based upon individual taxpayer circumstances and is finalized at the time of filing. You could receive a $50 bonus and get paid two days early. There are more than 10,000 retailers that offer rewards. By clicking Sign up, you agree to receive marketing emails from Insider Cash-back amounts and terms can vary by merchant location, offer period, and user, so check the app for up-to-date information. This means their mobile app does NOT sync with your phone or know who you are !!! At an office, at home, or both, well do the work. Fees for other optional products or product features may apply. 2022 HRB Tax Group, Inc. The developer, HRB Tax Group, Inc., indicated that the apps privacy practices may include handling of data as described below. Saving goals. Among the dozens of newish fintech platforms Ive examined and reviewed over the past year or two, Spruce stands out for its simplicity, usefulness, and transparent fee structure. You also have the chance to get your federal tax refund up to five days early. Millions of Americans do not have adequate banking solutions which makes it more difficult for them to maintain financial stability. She told me she would have to submit a request to their back office to close my account and that basically I MIGHT get an email confirming closure, whenever they get around to it ?? **Go to disclaimer for more details, Claim your $50 bonus when you receive qualifying direct deposits to your Spruce account. FICOis a trademark of Fair Isaac Corporation. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. Limitations apply. Our deep understanding of their needs helped us uncover that whats been missing in mobile banking are easy-to-use features in a product from a company people know and trust, said Les Whiting, Chief Financial Services Officer of H&R Block. The H&R Block Emerald Prepaid Mastercard program provides clients quick and convenient access to their tax refund. My only real complaint is there isnt a specific section to see my pending deposits they kind of just show up (unless I havent found where to see that information yet). Copyright2022-2023 HRB Digital LLC. Receive 20% off next years tax preparation if we fail to provide any of the 4 benefits included in our No Surprise Guarantee (Upfront Transparent Pricing, Transparent Process, Free Audit Assistance, and Free Midyear Tax Check-In). Though H&R Block isn't a bank, Spruce has an array of mobile banking capabilities supported by Pathward, N.A. The College Investor does not offer investment advisor or brokerage services, nor does it recommend buying or selling particular stocks, securities, or other investments. Audit services constitute tax advice only. Provide basic information: Be prepared to provide your email address, name, and phone number. Conditions and exceptions apply see your, The Check-to-Card service is provided by Sunrise Banks, N.A. Year-round access may require an Emerald Savingsaccount. Consider reading online customer reviews or talking to customers to see if Spruce Banking might work for you. 2023 Bankrate, LLC. If you discover an error in the H&R Block tax preparation software that entitles you to a larger refund (or smaller liability), we will refund the software fees you paid to prepare that return and you may use our software to amend your return at no additional charge. *Go to disclaimer for more details, Get your paycheck up to two days early with direct deposit.2Go to disclaimer for more details, Get automatic cash back rewards at select retailers.1Go to disclaimer for more details. Get started today See all features H&R Block created Spruce to address this gap and bolster financial inclusion by helping people build healthy financial habits every day. This is a separate service from your Spruce bank accounts, provided by Pathward, N.A. References to products, offers, and rates from third party sites often change. Copyright 2022-2023 HRB Digital LLC. Please drop us a line at solutions@sprucemoney.com or call us at 1-855-977-7823 so we can investigate this issue further and work on getting it fixed. Whoever is working the IT side of things for this digital product is a grade-A grifter extracting value from the economy without contributing anything to it. Spruce is a financial technology platform built by H&R Block, which is not a bank. Thank you! 5 Stars, 3.75 Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening. Yes. State restrictions may apply. The addition of the Spruce offering provides customers with a new mobile banking solution with additional ways to access and manage their money year-round. Here's how Spruce. By authorizing H&R Block to e-file your tax return, or by taking the completed return to file, you are accepting the return and are obligated to pay all fees when due. H&R Block is banking on a new service called Spruce to offer its tax clients banking options at tax time. Terrible service. Transferring funds from another bank account to your Emerald Card may not be available to all cardholders and other terms and conditions apply. LearnMore. Umm. To be eligible, accountholder must receive $200 in qualifying deposits over the relevant 35-day period and opt in. Fees apply to Emerald Card bill pay service. Spruce is a mobile banking app for people who want to be better with money. Took 1 week to get my money back. You can also see up financial goals through their different savings features. You can set up individual financial goals through the account and evaluate them through charts that track your progress. No credit check to apply. They tell me they can see the account and all my info matches but I have no access to my money. Let us know. Additional information can be found by visiting www.metafinancialgroup.com. I get a call center in a foreign country.. Philippines !! Negative balances are limited to $20 and must be repaid within 30 days. ; it is not your tax refund. Additional fees, terms and conditions apply; consult your, For a full schedule of Emerald Card fees, see your. Youve been warned !! The perks include automatic cash back and early direct deposit. I recently signed up for the spruce account because I file my taxes with H&R Block every single year. Limited time offer at participating locations. 2nd red flag !! In some cases, we receive a commission from our partners; however, our opinions are our own. Other Offers You May Like Premier Savings - Up to 4.13% APY Click Here to Learn More 4.13% APY when you have at least $1,000 balance No minimum opening deposit No monthly service fees During the Income Tax Course, should H&R Block learn of any students employment or intended employment with a competing professional tax preparation company, H&R Block reserves the right to immediately cancel the students enrollment. What you'll get: $20 Bonus Eligible account: Spruce Spending and Savings Account Availability: Nationwide Credit Inquiry: Hard Pull or Soft Pull? Data privacy and security practices may vary based on your use, region, and age. We believe in a future with equitable access to easy and affordable banking. You can sign up online or through mobile. Bank products and services are offered by Pathward, N.A. (member FDIC). - Get your Federal Refund Early! NEW OFFER! Never even asked for this and here I am with no insight on when Ill be able to access the money. Additional qualifications may be required. Spruce is a mobile banking platform built by H&R Block, with banking products provided by Pathward. You must opt in and meet ongoing requirements to qualify: Spruce makes it easy to set and track savings goals right in the app. . Legal DisclaimersSpruce fintech platform is built by H&R Block, which is not a bank. You are responsible for tax treatment of funds. To address these needs, H&R Block (NYSE: HRB) announces the launch of the Spruce mobile banking platform to help everyone be good with money. Two-thirds of the U.S. population struggle with one or more aspects of their finances, including spending, saving, and planning. 2022 HRB Tax Group, Inc. H&R Block Emerald Prepaid Mastercard is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard. To be eligible, accountholder must receive $200 in direct deposits over the relevant 35-day period, not including tax refunds. * - You're Protected With Courtesy Coverage. If you discover an H&R Block error on your return that entitles you to a larger refund (or smaller tax liability), well refund the tax prep fee for that return and file an amended return at no additional charge. Cash back will be deposited in your Savings Account. https://www.hrblock.com/universal/digital-online-mobile-privacy-principles.html. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities. Spruce Banking is a new banking platform so it doesn't have a BBB rating, yet. Bank products by Pathward, N.A., Member FDIC. All tax situations are different. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. FRA2. You are required to meet government requirements to receive your ITIN. 0 Get a $50 bonus when you receive qualifying direct deposits. Personal state programs are $39.95 each (state e-file available for $19.95). DE, HI and VT do not support part-year/nonresident individual forms. H&R Block, Bankrates 2023 winner for Best Overall Online Tax Filing Software. Afterwards, their mobile app makes you put in your phone number and/or email address EVERY TIME you sign in to the app !!! MetaBank works to increase financial availability, choice, and opportunity for all. (member FDIC). HRB Maine License No. File yourself or with a small business certified tax professional. A Power of Attorney may be required for some Tax Audit & Notice Services. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. 4 Early access to funds depends on the timing of the payers submission of the payment. Read more about Spruce mobile banking app.Spruce fintech platform is built by H&R Block, which is not a bank. This course is not open to any persons who are currently employed by or seeking employment with any professional tax preparation company or organization other than H&R Block. Enroll in direct deposit and get up to $20 fee-free overdraft protection once activated. Literally. Spruce is a Mobile Banking App and includes a Debit Card with Benefits. See Spending Account Agreement for details. White Collar criminals. US Mastercard Zero Liability does not apply to commercial accounts (except for small business card programs). Having an ITIN does not change your immigration status. HRB Tax Group, Inc. KANSAS CITY, Mo., Jan. 20, 2022 (GLOBE NEWSWIRE) -- Living paycheck to paycheck is one of the biggest sources of economic stress for Americans todayand these anxieties impact mental and physical health. It is not an extension of credit; it is a courtesy exercised at our discretion. Conditions apply. HRB Maine License No. Terms and conditions apply; see. This is based on our NLP (Natural language processing) analysis of over 135 User Reviews sourced from the Appstore and the appstore cumulative rating of 3.4/5 . For more information, see the developers privacy policy. A Power of Attorney may be required for some Tax Audit & Notice Services. For more information, visitH&R Block Newsor follow@HRBlockNewson Twitter. and Ingo Money, Inc., subject to the Sunrise Banks and Ingo Money Service. TurboTax is a registered trademark of Intuit, Inc. 2023 NerdWallet, Inc. All Rights Reserved. If you use your debit card at select retailers, you'll get cash-back rewards deposited into your account.